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Unlocking Dormant Capital in Africa: Investing in Informal Businesses

Several years ago, there was a young ambitious worker who began to do something a little different from the conventional with his savings. Instead of leaving his money idle or placing it entirely in traditional instruments, he started investing in the businesses of his friends, people who had made the transition from paid employment into entrepreneurship. It was not a smooth journey. He recorded his fair share of successes and losses, and in some cases, outright betrayal. Yet, beyond the financial outcomes, the experience opened his eyes to something deeper. He began to see clearly that there are business opportunities all around us, quietly waiting to be unlocked by capital. That realisation is not unique to him. It reflects a broader reality in Africa today, especially Nigeria.

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