Personal Finance and Investment

Cowryvest Personal Finance and Investment Articles

Below are Cowryvest articles on Personal Finance and Investment for your reading pleasure. Click on any of the links to read. Wishing you all the best in your Personal Finance and Investment Journey. 

Lafarge Africa posts over ₦1trn revenue and strong profit growth in FY2025, marking a major turnaround and a standout Nigerian stock success.

Discover how Nigerian employees can build real wealth through disciplined investing, income-generating assets, side hustles, and smart financial habits. Learn practical steps, proven strategies, and mindset shifts to grow your net worth as a salary earner.

Stay updated with the list of dividends declared so far by Nigerian companies in 2026. Track payments, qualification dates, and key shareholder information

Learn how Government Bonds work in Africa, their benefits, risks, and how they fit into your portfolio as a passive investment option.

Transcorp Plc delivers record FY 2025 results with ₦544bn revenue and assets crossing ₦1 trillion. We break down the power, hospitality and energy performance

Discover how REITs in Africa allow you to earn real estate income, dividends, and capital growth without buying or managing property.
Passive Income Investment Options- Real Estate Investment Trusts (REITs)

TrustBanc Holdings Limited opens Series 1 Commercial paper issuance; Passive investment opportunity for High Net Worth Individuals

Sycamore Integrated Solutions Ltd opens Series 1 Commercial paper issuance; Passive investment opportunity for High Net Worth Individuals

SG Holdings Limited opens Series 1 Commercial paper issuance; Passive investment opportunity for High Net Worth Individuals

Is Access Holdings undervalued? Review its 2023–2027 strategy, Oxygen, Hydrogen & Pension growth, Q3 2025 metrics, and share price disconnect.

Investing Beyond the Ticker: What Julius Berger’s 2025 Results Reveal About Strategy, Discipline and Thesis Validation

Custodian Investment PLC’s founder signals a reinvestment-first strategy as insiders buy heavily and earnings surge. Is this Nigeria’s Berkshire Hathaway moment?

Femi Otedola is redefining investor relations at First Holdco through direct communication on X (Twitter). We examine how his transparency boosted investor confidence, reversed share price declines, and could reprice Nigerian banking stocks.

A deep dive into Austin Avuru’s timeless lessons on entrepreneurship, investing, corporate governance, scaling businesses, family offices, and legacy building.

Discover Warren Buffett’s timeless investment lessons on capital preservation, patience, margin of safety, and value investing—principles every investor should master.

Learn how dividend-paying stocks can generate steady passive income in Nigeria. See sectors and companies that pay regular dividends and how investors can benefit.

Presco PLC has appointed a new CEO, raised ₦236bn through a rights issue, expanded plantations, and delivered triple-digit earnings growth. Here’s what it means for investors.

FirstHoldCo and Fidelity Bank have raised fresh capital to meet CBN requirements through rights issues and private placements. Here’s what it means for investors and the banking sector.

GTCO plans a ₦10bn private placement after meeting CBN’s ₦500bn capital requirement. We explain the rationale, pricing, and shareholder impact.

Vitafoam Nigeria posts a 1,775% surge in profit for FY2025, declares ₦3 dividend and bonus shares. Full breakdown of results and outlook.

Access Holdings clarifies its planned ₦40bn private placement, citing new CBN paid-up capital guidelines and a ₦18.66bn capital gap. Here’s what it means for shareholders.

Access Holdings has called an Extraordinary General Meeting for December 18, 2025 to seek approval for a new ₦40bn capital raise via private placement. This article explains why the bank is raising fresh capital months after exceeding CBN requirements, the impact of dilution on shareholders, and what this means for future returns.

Retail investors often lose focus chasing price action instead of understanding businesses. This guide breaks down the mindset, company analysis steps, valuation basics, and discipline needed to succeed with value investing over the long term. Discover practical value investing tips for retail investors. Learn how to analyse companies, focus on valuation, avoid noise, and build long-term wealth.

Access Holdings’ H1 2025 results show profit down 23% and no interim dividend declared, raising investor concern and market reactions.

Learn how to start investing in the Nigerian Stock Market. Open a CSCS account, choose a broker, and begin trading shares easily.

Discover Jay-Jay Okocha’s money lessons, investment strategy, and life after football. Insights for athletes, investors, and Africans building wealth.

Saving alone won’t build wealth. Learn why investing in assets, not just cash, is the key to financial freedom in Nigeria.

Zenith and UBA H1 2025 results show dividend cuts but big insider share buys, signaling confidence despite market concerns.

Ellah Lakes PLC eyes ₦250bn capital raise, new CFO, and agribusiness expansion. What this means for investors and shareholders.
Ellah Lakes PLC: Capital Raise, Agribusiness Expansion, and what Investors should know

Access Holdings appoints Innocent Ike as new GMD/CEO after Bolaji Agbede’s acting role, marking a key leadership shift for the bank.

Access Holdings' stock underperforms despite strong strategy. Investors question dividend yield, debt levels, and share dilution.

Julius Berger held its 2025 AGM with no virtual access. Should listed companies still skip online options in today's digital age?

Have idle funds? Consider Money Market Funds for better returns, flexibility, and safety—ideal for emergency savings and short-term goals.

CBN’s June 2025 directive rattles bank investors. See why dividend suspensions and lack of transparency shook Nigeria’s stock market.
CBN's Letter that caused Panic in the NGX Banking Sector: Need for more Transparency

Nigerians abroad can reduce real estate fraud risk by investing in stocks. Discover smart ways to invest safely in Nigeria from the diaspora.

Stock market participation in Nigeria is under 1%. Learn how to start investing smartly and why it's safer and easier now than ever before.

If you’ve ever bought Nigerian shares, you may have unclaimed dividends. Learn how to check and reclaim yours with these simple steps.

Japaul Gold appoints Segun Oloketuyi as new Chairman, sparking investor optimism and share price jump. Major capital raise also approved.

Aminu Dantata dies at 94. Here are 6 timeless lessons on wealth, investing, real estate & philanthropy from Nigeria’s revered billionaire.

GTCO is set to become West Africa’s first financial institution to list ordinary shares on the London Stock Exchange July 9, 2025—raising $105M. Here's what this dual listing means for shareholders and investors.

Explore Commercial Papers—short-term investments offering higher returns than savings. A smart way to grow idle funds without extra effort.

Most Nigerian youths lack pension plans. Learn why Gen Zs, Millennials, and the self-employed must start planning for retirement early to avoid future financial stress.