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About Cowryvest

Cowryvest is a platform born out of our desire to simplify, demystify and democratize personal finance and investment knowledge and information in Nigeria, and in Africa at large. We provide Investment education, Personal Finance literacy, Financial markets information, Small Business nuggets for Nigeria and Africa. As is ascribed to Warren Buffett, one of the greatest investors in the World:

“The best investment by far is anything that develops yourself, and it’s not taxed at all…Whatever abilities you have can’t be taken away from you. They can’t actually be inflated away from you.”

~ Warren Buffett

We believe that the first step in investing is getting the right knowledge and information- investing in yourself. Cowryvest is our contribution to that process.

We also share Small business management nuggets gathered from several years of experience managing and consulting for small businesses in Nigeria, to help Small business owners navigate the complexities of managing businesses in Nigeria and Africa for success.


Contact: cowryvestng@gmail.com


Note: The content on this website is for informational purposes only and should not be taken as any form of investment advice. Do your own research before making any investment decision. All contents may not be reproduced, distributed, or used without prior written permission.

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How to Claim Your Unclaimed Dividend in Nigeria

Have You Ever Bought Shares In Nigerian Companies in the past? Public offer (Primary) or Secondary Market? Then this is for you. Several Nigerians participate in Public offers of Nigerian publicly listed companies without going further to register with stockbrokers. For instance, the last MTN public offer in 2022 had over 126,000 investors, according to MTN  and Premium Times , but I would be surprised if up to half of such investors have done anything further after that investment. Similarly, GTCO recently did a public offer with not less than 130,000 domestic investors participating in it as reported by Guardian News .  If you have ever participated in buying shares of Nigerian companies, chances are that you might have unpaid dividends waiting for you to claim (Free bucks, yeah!). Whether it was through an Initial Public offer, Public offer or bought from the Secondary market, if the company had ever declared dividends after your purchase then you are likely eligible to be ...
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Passive Investing Options- Money Market Fund

Do you have some idle funds sitting in your bank accounts or under your bed for several weeks or months? Are you saving up for a project in a few months and just piling it up in a bank account? That six months savings you have been told to set aside to serve as emergency fund in case of loss of your job or something else, do you have it lying idle somewhere? If your answer is positive then you might want to consider a Money Market Fund. A Money Market Fund is a type of mutual fund that invests in short-term, low-risk debt securities, aiming to provide investors with a relatively stable and liquid investment option. These funds are often seen as a cash-like alternative, offering higher returns than traditional savings accounts while maintaining a high degree of safety and accessibility". Note the words "liquid", "Safety" and "Accessibility".  Essentially, Money market fund is a pool of funds run by Fund managers into which several investors invest thei...
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Julius Berger Annual General Meeting 2025: No virtual attendance?

The 55th Annual General Meeting of Julius Berger Nigeria Plc held on June 19, 2025 at Shehu Musa Yar’Adua Center, 1 Memorial Drive, FTC Abuja, facilitated by the company and their registrars, Greenwich Registrars and Data Solutions. Resolutions from the meeting have since been published and are available to shareholders on the NGX Website. However, it is surprising to notice that it appears like there was no provision for shareholders who could not make it all the way to Abuja to join in virtually to follow the conversation. Provision was only made for physical attendance and voting through proxies. Do publicly listed companies still do that in this day and age? If there was one good thing that the world benefited from the last COVID-19 pandemic, it would be the compulsion to have meetings virtually, which then got nicely blended into our way of life afterwards. Several apps were developed and 'rediscovered' to accommodate virtual meetings, and have continued to be in use since...
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